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Transforming Credit, Transforming Lives

Transforming Credit, Transforming Lives Transforming Credit, Transforming Lives Transforming Credit, Transforming Lives

Empowering Credit. Elevating Futures.

At Regal Financial Solutions, we specialize in helping individuals take control of their financial future by improving their credit health. Founded by Lirva Pena, our mission is to provide clients with personalized, results-driven guidance to boost credit scores and unlock new opportunities. 

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The Visionary behind Regal Financial Solutions

Lirva Pena

Lirva Pena is the founder and owner of Regal Financial Solutions, where she is passionate about helping individuals achieve their financial goals by improving and restoring their credit. With a focus on sustainable results, Lirva provides personalized guidance and education throughout the credit repair journey. Her work is rooted in 

integrity, dedication, and building meaningful client relationships.


Before entering the financial world, Lirva pursued a career in healthcare, earning her credentials as a Registered Dental Hygienist. 

During her studies, she served as class parliamentarian, a role that showcased her natural leadership and commitment to excellence. She went on to spend ten years in a respected dental practice, specializing in oral health and patient education.


Now fully immersed in financial services, Lirva is committed to empowering her clients—whether they're preparing to buy a home, start a business, or simply take control of their financial future.

When she’s not helping clients repair their credit, you’ll find Lirva working toward her fitness goals or enjoying quality time with her family.

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Start your Path to Financial Freedom- No Cost, No Pressure

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